Our range of options have been carefully crafted to suit a range of different needs and to meet those needs with quality care.
  • We empower you to make appropriate choices.
  • Our partnerships across the healthcare industry ensure that you have access to the best and widest opportunities to improve your healthcare.
  • The Blue Health Cover provider network means you are well taken care of.
  • We capitalise on advanced technology to give you quality care and we continually improve the efficiency of our service to you.
APEX Health Insurance
The Liberty Health Cover product is licensed and administered by APEX Health Insurance.
Heritage Insurance is a member of the Liberty Group
At Heritage, we offer a wide range of short term insurance products and pride ourselves on our history of claims payment. This was recently recognized when we won the award for Outstanding Insurance Provider in Claims Settlement as nominated by members of the Association of Insurance Brokers of Kenya. We are also Internationally rated AA- by Global Rating Company (GRC) for a range of attributes including our high claims paying ability. This is one of the highest international ratings awarded to a Kenyan insurer.
The Company traces its origins back to 1908 and 1924 when the Norwich Union Fire Insurance Society and The Legal & General Insurance Company, respectively commenced their Kenyan operations. These two Companies merged their interests in 1976 to form The Heritage Insurance Company Limited and in the 1980s, the shareholding of Norwich Union and Legal & General was purchased by local shareholders, making The Heritage a fully locally-owned company. In 1996, The Heritage merged with African International Insurance Company (AII) and in 1998 we went regional setting up a subsidiary office in Tanzania and through further partnerships with Strategis and Alliance Insurance.
Medical Aid Society of Malawi (MASM) works in partnership with the Liberty Group
MASMS core mission is to ensure sustainability of the society and provision of high quality healthcare of cost effective rates, the society made several investment decisions that will bring various kinds of benefits to its members.
Swan Group works in partnership with the Liberty Group
The Swan Group, one of the market leaders in the insurance sector in Mauritius, operates through Swan Insurance Company Limited for short term insurance business and The Anglo-Mauritius Assurance Society Limited for life assurance, pensions, actuarial and investment business.
Liberty Life Namibia was established in 2003 and provides group based and individual risk insurance products for disability, death, critical illness, medical insurance and other life changing events.
Strategis is a member of the Liberty Group
Strategis Insurance (Tanzania) Limited is the first private specialist health insurer to be registered in Tanzania and licensed by the Insurance Supervisory Department. Strategis aims to provide appropriate and affordable health insurance plans for employees and their families and to large affinity groups. It also provides special emergency evacuation cover for the hospitality industry in Tanzania.
To see where we have a presence in Africa and for in country office information click here.